Garage Coverage

Businesses engaged in selling, servicing, storing, or parking autos have special insurance needs. The garage policy combines coverage for auto liability, commercial general liability, and physical damage coverage in one policy. Garage operations are defined as the ownership, maintenance, or use of locations for garage business and that portion of the roads that adjoin these locations.


Garage Liability

The broad liability insuring agreement provides bodily injury and property damage liability coverage similar to that provided by the commercial general liability policy and the business auto policy.


Garage Keepers Liability

The garage keepers section of the policy covers the insured's liability for loss to covered autos or auto equipment left in the insured's care while the insured is attending, servicing, repairing, parking or storing the auto in the garage operation.


Garage Physical Damage Coverage

Garage physical damage insurance provides the same collision, comprehensive and specified causes of loss coverage available under the business auto coverage form.