Group Disability Insurance

Protect Your Employees

You reward hard working employees by paying them well.  Your commitment to provide disability income insurance shows that you care about them when absent from work due to illness or non-work related injury.

Disability insurance provides you and your employees the peace of mind to focus on getting healthier and returning to work.

Individual Disability Insurance

Protect Yourself and Your Family

Long term disability insurance is used to replace a major portion of your income in the event you are injured or ill and unable to work.  Premiums are calculated on your age and gender, occupation, amount of income you wish to insure, duration of benefit and amount of time that you want to elapse before drawing benefits.  The lack of disability income is one of the leading causes of mortgage foreclosure.